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Average Annuity Rate: We Get You the Highest Interest Rates


By choosing the annuity with the highest rate, you can maximize the income you receive. This can make a big difference in your retirement income, sometimes as much as 30% or more. Further, by choosing the right type of annuity, you can provide for your spouse or other loved ones after your death.

Below is a list of some of the top 15 annuities in the country, ranked by current yield to surrender. For more information on any annuity below, click the "Learn More" link. You will also receive a free Annuity Information Guide.

Company / Product Name AM
Best
Years
Guaranteed
Current
Rate
Yield to Surrender More
Information
Current Guarantee
RBC Insurance
Value Master
A 1 5.70 5.70 3.27 Learn More
Allianz Life
Custom Choice 10 High-Band
A 1 7.40 5.60 3.43 Learn More
Allianz Life of NY
Custom Choice 10 High-Band
A 1 7.40 5.60 0.72 Learn More
Allianz Life
Custom Choice 10 (3)High-Band
A 3 5.60 5.60 3.77 Learn More
Allianz Life
Custom Choice 10 (5)High-Band
A 5 5.55 5.55 4.27 Learn More
Allianz Life
Custom Choice 10 (3)Mid-Band
A 3 5.55 5.55 3.76 Learn More
Lincoln Financial Group
Lincoln ClassicSM Flex 12 High-Band
A+ 1 9.15 4.56 3.50 Learn More
Lincoln Financial Group
Lincoln ClassicSM Flex 12 Low-Band
A+ 1 8.15 4.48 3.42 Learn More
National Western Life
Confidence Flex 85
A- 1 3.75 4.28 3.58 Learn More
National Western Life
Confidence Flex 45
A- 1 3.75 4.02 3.32 Learn More
Great American Life Insurance
Company GTSA IX
A 1 4.00 4.00 3.08 Learn More
American Equity Investment Life
FPDA-11 (MVA 4)
A- 1 3.40 3.90 3.53 Learn More
National Western Life
NWL Future Assurance
A- 1 3.10 3.76 3.66 Learn More
American Equity Investment Life
FPDA-10 (MVA 4)
A- 1 3.40 3.57 3.20 Learn More
National Western Life
NWL Benefit Assurance
A- 1 3.10 3.46 3.37 Learn More
 
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