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Loan firm leaders say credit crisis worst to come  The leaders of an Oklahoma City company that markets huge portfolios of bank loans saw the subprime mortgage crisis coming. And now they perceive more misery. How bad is the current credit crisis going to get? "You don't want to know,�� said Bliss Morris, chief executive officer of First Financial Network. "It's a tidal wave.�� First Financial Network, based in Oklahoma City, is the nation's ...

Chatzky: Raiding the 401(k) is an unwise move  With people behind on mortgage payments and credit card bills, and short on cash for basics like gas and food, some are taking desperate measures. Raiding your 401k, or 403b, is one way to get quick cash, but in most situations it is a bad idea.

Mortgage brokers, real estate agents say interest rate drop is spurring activity  n Mortgage brokers, real estate agents say interest rate drop spurring activity

No help for mortgage fraud victims  Florida, now saddled with the nation's highest level of mortgage fraud, once offered a program to reimburse people scammed by rogue mortgage brokers -- the money coming from licensing fees.

Fed eases access to emergency credit   The Federal Reserve has announced new steps to ease access to emergency credit for struggling financial companies, by broadening the collateral to be used for central bank loans.

State probes Fossil Butte Drive mortgage-fraud allegations  Belinda Gardner thought it was too good to be true when a mortgage broker offered to pay her $20,000 if she would buy a new house on Fossil Butte Drive in northeast Colorado Springs and promise to live in it, even though she had no intention of moving.

North Carolina banishes mortgage firm  RALEIGH �� State regulators have suspended the license of a mortgage brokerage that they say didn��t reveal prior regulatory actions against it in at least three other states.

Real Estate: Mortgage rates are lower, but getting a home loan is no easier  The government takeover of mortgage giants Fannie Mae and Freddie Mac has pushed mortgage rates lower, a boon for some home buyers and homeowners seeking to refinance, but it is not automatically going to make home loans easier to obtain.

Fed announces credit crisis actions  WASHINGTON -- The U.S. Federal Reserve announced several steps to cope with the worst credit crisis in decades, including broadening the types of assets that investment banks can put up to get emergency loans from the Fed.

Activists alarmed over Pa. bill to allow for-profit credit counseling  Suppose you're in a financial jam. You've maxed your credit cards, they're about to repossess your car. Then you see a cable-TV ad offering one easy payment to pull you out of the mess.