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Loan firm leaders say credit crisis worst to come  The leaders of an Oklahoma City company that markets huge portfolios of bank loans saw the subprime mortgage crisis coming. And now they perceive more misery. How bad is the current credit crisis going to get? "You don't want to know,�� said Bliss Morris, chief executive officer of First Financial Network. "It's a tidal wave.�� First Financial Network, based in Oklahoma City, is the nation's ...

Mortgage lenders hang on as housing market bottoms  M&T Bank Corp.��s David Skaff is sure his bank lost mortgage business over the past few years to competitors that were making some of the market��s most aggressive loans.

More mortgage lenders cut rates  Homeowners received some rare good news on Friday with three more mortgage lenders announcing they were cutting their rates. Lloyds TSB's lending arm Cheltenham & Gloucester, Abbey and first direct all announced reductions, with 0.99% shaved off rates in one case.

Area lenders cheer Fannie, Freddie bailout; mortgage rates drop  Hilton Head Island area mortgage professionals are cheering the government's takeover of mortgage giants Fannie Mae and Freddie Mac, saying it will lower interest rates and possibly spur buyers to close deals.

Chatzky: Raiding the 401(k) is an unwise move  With people behind on mortgage payments and credit card bills, and short on cash for basics like gas and food, some are taking desperate measures. Raiding your 401k, or 403b, is one way to get quick cash, but in most situations it is a bad idea.

Seven Common Credit Myths Dispelled   - With the economy reeling and home loan rates at a nine-month high, lenders are scrutinizing everyone's credit history like never before. Yet, many Americans don't realize the impact of late payments on their credit score and their finances.

Can Lenders Legally Cut Back On Credit?  As the mortgage crisis has grown in scope, lenders have cut back on home equity lines of credit. The move might not be legal, says our personal finance expert.

State probes Fossil Butte Drive mortgage-fraud allegations  Belinda Gardner thought it was too good to be true when a mortgage broker offered to pay her $20,000 if she would buy a new house on Fossil Butte Drive in northeast Colorado Springs and promise to live in it, even though she had no intention of moving.

Area lenders see mortgage rates decrease  The government takeover of Fannie Mae and Freddie Mac has lowered mortgage rates, and local lenders and real estate agents said buyers should take advantage now

Real Estate: Mortgage rates are lower, but getting a home loan is no easier  The government takeover of mortgage giants Fannie Mae and Freddie Mac has pushed mortgage rates lower, a boon for some home buyers and homeowners seeking to refinance, but it is not automatically going to make home loans easier to obtain.