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Loan firm leaders say credit crisis worst to come  The leaders of an Oklahoma City company that markets huge portfolios of bank loans saw the subprime mortgage crisis coming. And now they perceive more misery. How bad is the current credit crisis going to get? "You don't want to know,�� said Bliss Morris, chief executive officer of First Financial Network. "It's a tidal wave.�� First Financial Network, based in Oklahoma City, is the nation's ...

Bad Credit Loans Offer a Practical Solution as the Credit Crisis Continues to Hurt Consumers   As credit and finance turmoil continues far beyond the timeframe that most economists predicted, Bad Credit Loans from www.loansbadcredit.org.uk offer consumers an immediate and practical solution.

Real Estate: Mortgage rates are lower, but getting a home loan is no easier  The government takeover of mortgage giants Fannie Mae and Freddie Mac has pushed mortgage rates lower, a boon for some home buyers and homeowners seeking to refinance, but it is not automatically going to make home loans easier to obtain.

Hagerstown Community College offering mortgage loan officer course  Hagerstown Community College's Center for Continuing Education is offering a course on Maryland Mortgage Loan Officer Pre-Licensing on Tuesdays, from 5:30 to 9:30 p.m., from Sept. 16 through Nov. 25

AIG Seeks $40 Billion Fed Bridge Loan, Times Says (Update1)  Sept. 14 -- American International Group Inc., the insurer struggling to avoid credit downgrades, is seeking a $40 billion bridge loan from the Federal Reserve as it tries to sell assets, the New York Times reported.

Banks roll out $70 billion loan program   A group of global banks and securities firms announced late Sunday a $70 billion loan program that financial companies can tap to help ease a credit shortage that threatens global financial markets.

Making extra payments on fixed-rate mortgage reduces loan, cuts interest cost  Q: I have a mortgage with a balance of $54,000 with a rate of 6.5 percent. This is a 15-year fixed rate. Awhile back a friend said that if you have a 30-year mortgage, by making one extra payment per year, the loan would be reduced to 22 years.

Chatzky: Raiding the 401(k) is an unwise move  With people behind on mortgage payments and credit card bills, and short on cash for basics like gas and food, some are taking desperate measures. Raiding your 401k, or 403b, is one way to get quick cash, but in most situations it is a bad idea.

Banks roll out $70B loan program  NEW YORK -- A group of global banks and securities firms announce a $70 billion loan program that financial companies can tap to help ease a credit shortage that threatens global financial markets.

Mortgage firm Countrywide, in response to alleged data breach, offers free credit monitoring  As many as 2 million loan applicants may have had their personal information stolen, the FBI says. Countrywide Financial Corp. is offering two years of free credit monitoring to customers whose sensitive personal information, including Social Security numbers, allegedly was stolen from the home lender's computer files.