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10/13/2008 News For:

Auto Refinancing With Bad Credit

Credit unions ready to lend: As banks tighten credit, credit unions booming  Area credit unions say they are flush with cash, have capital-to-asset ratios most bankers only dream about, and are doing a booming business in auto and home loans.

(AFX UK Focus) 2008-10-13 11:41 TEXT-S&P release on Credit Foncier de France  Oct 13 Reuters - The following statement was released by the ratings agency Oct 13 - Standard & Poor's Ratings Services said today that it maintained its 'AA-' long-term and 'A-1+' short-term counterparty credit ratings on leading French specialized mortgage lender Credit Foncier de France CFF on CreditWatch with negative implications, where they had originally been placed on June 6, 2008. ...

Credit cards, credit crunch  Consumers feel pinch as issuers 'go on the defense' Consumers are not just having a tougher time obtaining auto loans and mortgages. The credit crunch and weak economy also are taking a toll on credit cards.

Europe to guarantee new bank refinancing: draft agreement   Fifteen EU countries meeting in Paris will guarantee new medium-term loans between private banks in a bid to end the credit crunch, according to a draft statement seen by AFP on Sunday.

Fighting credit crisis, one-on-one  When Tiff Worley started Auriton Solutions credit-counseling services in 1991, he presciently included home-mortgage counseling in the company?s offerings. As far as he knows, he was the first such firm in the nation to counsel people on mortgages in addition to traditional consumer debt like credit cards.

Seven Common Credit Myths Dispelled   - With the economy reeling and home loan rates at a nine-month high, lenders are scrutinizing everyone's credit history like never before. Yet, many Americans don't realize the impact of late payments on their credit score and their finances.

Credit crunch hasn?t hit area car dealers yet  Local auto dealers say that Coulee Region customers have not faced insurmountable hurdles in qualifying for new car loans and that new car sales have not dropped off drastically.

Insurance: Green auto insurance: pay by the mile  A new state-regulated insurance program aimed at incentivizing people to drive less could equate to taking about 10 million cars off the road during the next decade, according to an Environmental Defense Fund report released with regulations on the new program.

Credit's Tight, but Time's Right for Refinancing  HIGH POINT, N.C. WGHP -- Turmoil in the financial industry and the tightening of credit has made qualifying for a loan more difficult than it was just a couple of months ago. But for those with good credit and plenty of cash, the Federal Reserve's decision Wednesday to cut a key interest rate is good news for people with home equity loans or homeowners interested in refinancing.

Bank of Russia to expand refinancing options  RBC, 13.10.2008, Moscow 13:24:55. The Bank of Russia has increased its prospects of refinancing banks against non-market assets, First Deputy Chairman Alexei Ulyukayev told the Federation Council today. He noted that those assets now included bank loans granted to state unitary enterprises.