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1)High interest rates (Higher than CD's) with tax deferral (Fixed Annuity.)

Annuity interest rates are generally higher than those earned with CD's. Annuity's also earn interest tax deferred, whereas CD's require that the taxes on the interest be paid each year. You can choose to annuitize later if you wish to start receiving annuity payments.

2)Income for my lifetime only (Single/Straight Life Annuity.)

If you choose this option the annuity income is paid throughout your life only. When you die, the income will no longer be paid. However, the income you will receive each year from a single life annuity will be greater than a joint life annuity.

3)Income that continues to another later (Joint Life Annuity.)

This type of annuity will pay your spouse and/or loved one a percentage of the payment you received, after you have died. This means that after your death, your spouse and/or loved one will receive an income for the rest of their life.The greater the payment after your death to this person, the lower the payment will be to you during your lifetime.

4)Income that is guaranteed for a certain length of time (Guaranteed Annuity.)

This type of annuity will guarantee that income is paid for a minimum period of time, referred to as the "certain period." This means even if you die before the end of the guarantee, the remaining payments left under the guarantee will be paid to your estate.

5)I'm not sure. I will decide after I get the information.

6)Other:  
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Even IndyMac CDs are safe - to a point  Q: I had some CDs with IndyMac Bank and was just waiting for them to mature until a friend told me that I needed to contact the Federal Deposit Insurance Corporation ASAP. Is this correct and if so, how do I go about contacting them and what do I need to tell them?

Scads of CDs  Judging from the abundant number of summertime releases by Madison-area musicians, very few local players are worried about the slumping market for recorded music. Here at Isthmus, we've received a dozen new CDs by local acts over the course of August, a month that usually sees half the city's population take off on vacation.

João Neto e Frederico distribuem CDs em Barretos  A dupla João Neto e Frederico, que tocou no Palco Natu Nobilis, na 53ª Festa de Peão de Barretos, nesta sexta-feira, resolveu dar aos fãs milhares de CDs promocionais do novo álbum gravado ao vivo em São José do Rio Preto.

"Nase vorn" - Höhner mit Pänz - CDs gewinnen!  De Höhner und Wilmas Pänz zusammen auf einer CD - das ist kölsches Liedgut vom Feinsten. HIER gibts die CD zu gewinnen

BankMuscat to auction CDs  BankMuscat has announced the issuance of 1, 3 and 5-year Certificates of Deposits by way of auction process.

Pound Posts Monthly Loss as U.K. Consumer Confidence Stays Weak  Aug. 30 -- The pound fell to the lowest level in more than four months against the euro after a report showed consumer confidence held near a record low in August, strengthening the case for lower interest rates.

Asia Currencies Set for Monthly Drop as Funds Dump Local Assets  Aug. 29 -- Asian currencies headed for monthly losses, led by South Korea's won, as overseas funds dumped stocks on concern that slowing global growth will damp demand for Asian exports just as central banks grapple with quickening inflation.

Hundreds of DVDs, CDs stolen at market   DENNIS — Thieves made off with about 2,250 CDs, DVDs and video games from a vendor's tent at Dick & Ellie's Flea Market late Tuesday or early Wednesday, according to police.

Hundreds of DVDs, CDs stolen at market   DENNIS — Thieves made off with about 2,250 CDs, DVDs and video games from a vendor's tent at Dick & Ellie's Flea Market late Tuesday or early Wednesday, according to police.

2009 BUDGET WILL EASE FINANCIAL BURDEN OF LOW-AND MEDIUM-INCOME HOUSEHOLDS AND BUSINESSES  KUALA LUMPUR, Aug 29 Bernama -- The 2009 Budget will ease the financial burden of low-and medium-income households and businesses, particularly small- and meduim-scale enterprises which are facing rising operating costs, the Public Bank said today.

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