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10/12/2008 News For: Compare medicare Prescriptiin Drug PlansWall Street gloom tarnishes plans for Silicon Valley workers' golden years As Americans retirement plans have dwindled ? by $2 trillion alone the past 15 months ? a growing legion of workers face a harsh, wearying reality: Those golden years, and their idyllic promise of leisure, may continue to remain just beyond reach. Vote: How ready are you for retirement? Cassidy: Don't look! It's a 401k! Finance officials offer few specifics Worst week for Dow ... Candidates Present 401(k) and Small-Business Plans Senator John McCain proposed a temporary reprieve from a rule forcing investors to withdraw from their 401k?s and I.R.A.?s after the age of 70. Birth of 401(k) plans allows worker?s input A quiet revolution was unleashed on American workers in 1981 that continues today and impacts millions. It was the debut of the 401k, the retirement savings plan that puts much of the responsibility of both funding and investing on the shoulders of employees. The Johnson Cos. designed the first 401k for its employees, which allowed them to defer a portion of their salary tax free into a ... |