Employee Benefits - Accident Insurance | Small Business Insurance Quotes |
| Accident Insurance has become a very popular group benefit. Accident insurance helps pay for deductibles and copays as well as for other treatment in addition to regular medical insurance. Many people with active lifestyles can greatly benefit from this type of additional protection. Also, accident insurance pays for check-ups and other wellness exams that can help prevent illness and injury. Accident insurance is a supplemental benefit and is designed to be pre-taxed through an employer's cafeteria plan. After the premiums have been paid for on a pre-tax basis and the participants have received their wellness benefits, accident insurance costs the average employee very little. Further, the employer is not required to pay any part of the employees premium and it even reduces the employers FICA tax matching. Click here for Accident Insurance with Short Term Disability Option |
