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Starting a Family?

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It's time for a baby.  Hopefully by this time you've got your debts under control and can begin planning for the major life and financial changes a family will require.  Are you certain you have adequate health and life  insurance in place?  It may seem early, but it will be a lot less painful financially if you start saving small amounts toward education spending for your new born.  Be certain you don't miss out on any tax savings from which your new family can benefit.

Budgeting

Credit - Be sure to check your individual and joint credit reports.

Budget - Look at ways to cut costs and get your budget under control.

Insurance

Life - Be sure you have the right amount.  Here are some life insurance shopping tips.

Health - Be sure you have the coverage you need.  Here's how to choose a health plan.

Education Planning

College Planning - You can't start too early to save for college.

IRA for College - An IRA is an option for college savings.

Retirement

401(k) - Be certain you are maximizing your contribution.

IRAs - Consider the broad selection of IRAs available.

Taxes

Taxes - Don't forget to consider the tax implications of your plans.

Tools

Tools - Here are some calculators to help you plan your needs.

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