Guides Allstate Home Insurance

Allstate Homeowner's Insurance

The slogan "you're in good hands with Allstate" has often been shown next to commercials of a house broken into and faces of consumers with consternation and worry on their face. This, of course, is part of the campaign for Allstate's home insurance policies which cover loss due to theft and other forms of property damage.

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Allstate carries a variety of policies that cover any living situation whether you rent or own you home, condo, apartment or mobile home. 

• Personal Property Protection- Whether you have a lot of “stuff” or just a little, its your stuff. You can take out varying levels of coverage to protect the items in your home against theft or damage.

• Family Liability Protection- This policy covers bodily injury to your family and property damage to others.

• Guest Medical Protection- You never know what’s going to happen, your son’s best friend could trip and break his arm while playing basketball, a guest could have an allergic reaction to your bean dip or a traveling salesperson could slip on the ice in your driveway. Anything is possible and you should be prepared to cover reasonable medical expenses for any type of injury, normal or bizarre, that happen on your property.  

• Additional Living Expenses- Suppose a fire, flood or other physical loss covered by your insurance policy, damaged your home. It costs a lot to set up temporary residence while damages are being repaired. Should your home become temporarily uninhabitable because of physical damages such as those, this type of coverage will provide money for food, housing and other increased living expenses.