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Long-Term Care Policy | Health Insurance Glossary

About half of all Americans over 65 years old will spend some time in an assisted living facility. The average yearly cost to stay in a nursing home is more than $50,000 and is expected to rise at a rapid rate. Long-term care not only refers to care in a nursing home but also describes home health services for those who can no longer take care of themselves. These people need constant medical supervision or they simple require help bathing, clothing themselves, taking medication, or eating. Many people need help paying for long-term care, and long-term care policies offer financial protection against the expense � especially since Medicare does not pay for most of the services associated with long-term care. Like life insurance, the earlier you buy a long-term care policy, the less expensive your premium payments will be and the greater the benefits you�ll receive for each dollar you spend.

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Search 1) News For: Guides Long Term Care Policy

Long-term care patient gets two winning ribbons at fair in Pa.  McCONNELLSBURG, Pa. - Edna Keebaugh, a resident of the Fulton County Medical Center Long Term Care Facility, entered items in the Fulton County Fair for the first time this year, and came out with not one, but two first place ribbons.

Search 2) News For: Guides Long Term Care Policy

Long Term Care Costs on Call: The Numbers, Useful for Estate and Retirement Planning, Now Available by Phone   Long term care, which is not covered by regular health insurance or Medicare, will cost you a bundle.

Search 3) News For: Guides Long Term Care Policy

Army Reduces Service Obligation for Health Care Officers to Two Years  The United States Army Medical Department announced today it has implemented a portion of the Army's Officer Accession Pilot Program OAPP which permits it to reduce the Military Service Obligation MSO period to two years for experienced health care professionals ages 43 to 60 years old, seeking initial appointment as an Officer in all Army Medical Department Corps.

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Army Reduces Service Obligation for Health Care Officers to Two Years   FORT KNOX, Ky.----The United States Army Medical Department announced today it has implemented a portion of the Army’s Officer Accession Pilot Program which permits it to reduce the Military Service Obligation period to two years for experienced health care professionals ages 43 to 60 years old, seeking initial appointment as an Officer in all Army Medical Department Corps.

Valley officials discuss future of health care  Nearly 200 health-care officials from across the Valley agree that the U.S. needs universal health insurance, standardized electronic medical records and a new way to structure health care costs.

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Why Intensive Care Leads To PTSD  A new study shows about 20 percent of patients checking out of hospital intensive care units suffer post traumatic stress disorder. Dr. Sydney Spiesel — a practicing pediatrician and professor at Yale Medical School — talks to Madeleine Brand about why this happens and what hospitals can do.

Editorial: Trauma care  Any medical practitioner will agree that the first objective of emergency care is to keep the patient alive. All available means are to be used to achieve this; more conventional modes of treatment can wait till after.

Taxpayers foot bill for 75% of council's health-care benefit  A little-known benefit for Nashville's part-time legislative body is taxpayer-subsidized health insurance — for life.

Search 6) News For: Guides Long Term Care Policy

Jane Rash Gentry  Mrs. Jane Rash Gentry, whose clever needlepoint pieces and personalized Christmas stockings are treasured gifts to family and close friends, passed away at her home on Sept. 10, 2008, after a long battle with cancer. She was 69 and under hospice care.

Healthy living halves risk of early death: study   Women who eat right, exercise and never smoke tobacco more than halve the risk of dying from cancer or heart disease, a long-term study released Wednesday said.

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