Guides Low Value Policy

Low Value Policy | Life Insurance Glossary

The value of a life insurance policy can be subjective because a perceived low value life insurance policy may have high value if it gives your family the protection you need. However, generally speaking, the value of a life insurance policy is determined by the benefits it provides and the price you pay to secure those benefits. Therefore, a low value life insurance policy is one that has a relatively small death benefit, or face value, accompanied by a relatively high premium.

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