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Key Persona Insurance

Always Fast, Easy, & Free. Key Person Life Insurance is one of the most important, yet overlooked, types of insurance.
If you have a partnership, corporation, or LLC with multiple partners. You need Key Person Life Insurance.
 Key Person Life Insurance Quote Short Form
 What industry is your business in?
    
 Please describe the nature of business:
    
 Year or time frame business started:  
 **Number of Owners and / or Partners to be Covered for
    Key Person Life Insurance:
 
 Number of Owners and / or Partners Total:  
 Number of employees that work more than 30 hours a week:  
 Number of employees that work less than 30 hours a week:  
 Number of Sub-Contractors:  
 What is your business legal entity?  
  Step 2 of 3
 If currently insured, what insurance company?   
 If currently insured,  Expiration Date of Policy:  
Purpose(s) (select all that apply)
Buy-Sell Agreement - This is a plan between partners where, in the event that one partner dies, the other partner will receive the death benefit. However, this benefit comes with the contractual obligation that it is to be used to purchase the deceased partner's stock from whom inherited it. This is usually the deceased partners spouse.
Loan and Mortgage Security - Many banks and mortgage companies will require life insurance in an amount necessary to cover a loan or mortgage on behalf of the company.
Retirement Plan Purpose - Certain types of retirement plans use life insurance as a vehicle. Common plans include split-dollar, Section 457, and others.
Overhead and Replacement - Life Insurance that will be used in to cover the overhead of the company in the event of a key persons death. This is usually used to cover the cost of a replacement for that person..
General Purpose Life Insurance - Life Insurance that will be used in another capacity.
Optional Coverages/Benefits - (select any that you are interested in)
Disability - This coverage provides benefits in the event of the disability of a key person. This is usually used to hire a temporary replacement.
Other information your agent should know:
 When do you need coverage to start?  
  Finish for Quotes
 Name of Business:
Your Privacy is our priority. All information is strictly confidential.
 First Name:
 Last Name:
 Address:
 City:
Listed Site for Lowering Your Premiums
 State or Province:
 Zip Code / Postal Code:
 Primary Phone:
 Alternate Phone:
 Fax:
 Email:
 
11/11/2008 News For:

Key Persona Insurance


A.M. Best Downgrades Ratings of Texas Life Insurance Company   OLDWICK, N.J.----A.M. Best Co. has downgraded the financial strength rating to A- from A and issuer credit rating to ?a-? from ?a+? for Texas Life Insurance Company . The outlook for both ratings is stable.

Insurance giants losing ground  CHENNAI: With new kids on the block breathing down their neck, insurance giants are increasingly finding it tough. A look at the market share shows that Life Insurance Corporation, ICICI Prudential and Bajaj Allianz have lost significantly.

Genworth Financial shares plunge on downgrade   Shares of Genworth Financial Inc. sank to the stock's all-time low Tuesday, a day after Moody's Investors Service cut one of the insurance company's credit ratings and downgraded the financial strength of its life insurance subsidiary.

Movers roundup: Genworth, ViroPharma  BOSTON _ Shares of Genworth Financial Inc. sank to the stock's all-time low Tuesday, a day after Moody's Investors Service cut one of the insurance company's credit ratings and downgraded the financial strength of its life insurance subsidiary.

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