Mortgage Rate History

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10/23/2008 News For:

Mortgage Rate History

If your adjustable-rate mortgage is linked to LIBOR, brace yourself  The London Interbank Offered Rate, or LIBOR, sounds like one of those funny British idiosyncrasies, like warm beer or the royal family. But if you have an adjustable-rate mortgage or a student loan tied to the LIBOR, you will not be amused by what's been happening to this index in recent weeks.

Meltdown 101: What are interest rate spreads?  When you go to the bank for a loan, your own credit history isn't the only thing affecting the interest rate. The rate the bank is paying on its own loans factors in, too.

Meltdown 101: What are interest rate spreads?  When you go to the bank for a loan, your own credit history isn't the only thing affecting the interest rate. The rate the bank is paying on its own loans factors in, too. This is the idea behind interest rate spreads, which are getting a lot of attention lately as investors monitor the tight credit markets. They're important because they can influence how much you pay on your adjustable-rate ...

Mortgage Rates: Lock In or Float?  With the recent volatility in mortgage rates, it's difficult to know whether to sit tight or lock in a new rate when shopping for a new mortgage.

Mortgage lenders 'pocketing cuts'  Consumer group Which? says most banks are not reducing their mortgage rates to reflect interest rate cuts.

Mortgage pain to 'hit one million'  A RECORD number of Australians are forecast to fall into mortgage stress despite interest rate cuts.

Which? urges bailed-out banks to pass on rate cuts   The consumer group Which? today called on the UK's bailed-out banks to pass on interest rate cuts to consumers. Following the multi-billion pound rescue package for failing UK banks , Which? has written to chancellor Alistair Darling demanding that those banks that received cash injections from British taxpayers pass on base rate changes to their mortgage customers immediately. ...

(AFX UK Focus) 2008-10-20 20:53 US Fed finalizes rule on mortgage rate disclosure  WASHINGTON, Oct 20 Reuters - The Federal Reserve Board on Monday approved final rules that require mortgage lenders to notify borrowers of the interest rate difference between between higher priced mortgage loans and comparable prime mortgages in many cases. The new Regulation C rules will require the disclosures to prospective borrowers if the the rate spread between prime and subprime loans ...

Regulator warns on mortgage switching  The Consumer Director of the Financial Regulator, Mary O'Dea today warned that mortgage lenders must act in the best interests of their customers when providing advice on switching tracker mortgages to fixed or variable rate mortgages.

Australia's NAB joins ANZ in cutting mortgage rate  SYDNEY, Oct 20 Reuters - National Australia Bank NAB has followed rival Australia and New Zealand Banking Group in cutting its main mortgage rate, in a move seen likely to ease pressure on the central bank to make deep rate cut.