You might not be able to prevent a naturally occurring flood, but you can prevent a flood in your home due to neglect of appliances. Most home insurance policies do not cover floods. MetLife advises that to avoid expensive water damage to your personal property, you should check your appliances in the kitchen and bathroom regularly. These include you dishwasher, icemaker, garbage disposal, sinks, toilets, showers and hot water heater. You should also winterize your pipes and faucets when it gets cold and replace any old or brittle caulk in your tubs or windows. Another suggestion to preserve valuable keepsakes against water damage is to keep them inside sealed plastic storage bags.
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