Everyone knows about the dating game , the games we play to get grades in school or to get promoted at work, but have you heard of the mortgage game? The mortgage game is the process of securing a desired mortgage loan after complications arise and you are either denied or offered a less than ideal agreement. For example, if your spouse's credit report is the factor keeping you from getting the lowest mortgage rate, drop your spouse from the mortgage application, secure the loan using only your credit and then add your spouse after you close on the house. This article lists three round-about ways of getting the best mortgage rate. Read more: Learning how to play today's mortgage game - Auburn Journal .. John and Mary applied for a mortgage, they were ... a valid signed rental agreement showing the home will be ... ratio sufficient to qualify for the new purchase loan. ...