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Pacific Life Annuities

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What objectives do you wish to accomplish? Check all that apply.

1)High interest rates (Higher than CD's) with tax deferral (Fixed Annuity.)

Annuity interest rates are generally higher than those earned with CD's. Annuity's also earn interest tax deferred, whereas CD's require that the taxes on the interest be paid each year. You can choose to annuitize later if you wish to start receiving annuity payments.

2)Income for my lifetime only (Single/Straight Life Annuity.)

If you choose this option the annuity income is paid throughout your life only. When you die, the income will no longer be paid. However, the income you will receive each year from a single life annuity will be greater than a joint life annuity.

3)Income that continues to another later (Joint Life Annuity.)

This type of annuity will pay your spouse and/or loved one a percentage of the payment you received, after you have died. This means that after your death, your spouse and/or loved one will receive an income for the rest of their life.The greater the payment after your death to this person, the lower the payment will be to you during your lifetime.

4)Income that is guaranteed for a certain length of time (Guaranteed Annuity.)

This type of annuity will guarantee that income is paid for a minimum period of time, referred to as the "certain period." This means even if you die before the end of the guarantee, the remaining payments left under the guarantee will be paid to your estate.

5)I'm not sure. I will decide after I get the information.

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Merging Mutual Funds, Annuities to Resonate with Retirees  Baby Boomers and their financial advisors are going to increasingly look for one-stop-shop solutions that combine mutual funds, annuities and systematic or laddered drawn-down schedules, Investment News reports.

Aktien Zürich Schluss: Gewinne behauptet - Swiss Life und Baloise unter Druck  ZÜRICH dpa-AFX - Die Schweizer Aktien haben zu Wochenschluss an einem eher ruhigen Handelstag fester geschlossen. Der SMI ist dabei gegen Börsenschluss nach uneinheitlich aufgenommenen US-Konjunkturdaten und steigenden Ölpreisen noch von den Höchstständen etwas zurückgenommen worden. Unterstützung erhielt der Schweizer Markt insbesondere von den Banken, während Swiss Life und Baloise zu den ...

It's the hard-knock life for variable annuities   V ariable annuities have a tough row to hoe. Doomed to being measured against better alternatives, they simply can't overcome the burden of their fees or the higher tax rates investors must pay on their returns. The last year has been no exception.

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