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Pacific Life Fixed Annuity Rates

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1)High interest rates (Higher than CD's) with tax deferral (Fixed Annuity.)

Annuity interest rates are generally higher than those earned with CD's. Annuity's also earn interest tax deferred, whereas CD's require that the taxes on the interest be paid each year. You can choose to annuitize later if you wish to start receiving annuity payments.

2)Income for my lifetime only (Single/Straight Life Annuity.)

If you choose this option the annuity income is paid throughout your life only. When you die, the income will no longer be paid. However, the income you will receive each year from a single life annuity will be greater than a joint life annuity.

3)Income that continues to another later (Joint Life Annuity.)

This type of annuity will pay your spouse and/or loved one a percentage of the payment you received, after you have died. This means that after your death, your spouse and/or loved one will receive an income for the rest of their life.The greater the payment after your death to this person, the lower the payment will be to you during your lifetime.

4)Income that is guaranteed for a certain length of time (Guaranteed Annuity.)

This type of annuity will guarantee that income is paid for a minimum period of time, referred to as the "certain period." This means even if you die before the end of the guarantee, the remaining payments left under the guarantee will be paid to your estate.

5)I'm not sure. I will decide after I get the information.

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Pacific life Fixed Annuity Rates


Nippon Life to Launch Stock-Linked Annuity Insurance Product  Tokyo, Sept 22, 2008 Jiji Press - Nippon Life Insurance Co. said Monday it will launch on Oct. 1 an annuity insurance product linked to stock indexes.

NAVA Reports Second Quarter Variable Annuity Industry Data   RESTON, Va.----NAVA, the Association for Insured Retirement Solutions��, today announced second quarter results for the variable annuity industry. The combined net assets of U.S. variable annuities increased 0.1% to $1.41 trillion at the end of the second quarter, as compared with the end of the first quarter of 2008.

UAE market rates rise as c.bank releases funding plan  DUBAI, Sept 25 Reuters - United Arab Emirates interbank offered rates rose on Thursday as the Gulf state's central bank said it would give banks access to short-term funds at a premium to market rates to ease tensions in money markets.

Most Popular  Is it a good time to lock in to bank fixed deposits as interest rates are high?

Kiwibank Cuts 2-Year Fixed-Rate Home Loan By 30 BPs To 7.99%  WELLINGTON -Dow Jones- New Zealand state-owned Kiwibank Thursday cut its 2- year fixed-rate home loan by 30 basis points, getting a head start on its bigger Australian-owned rivals.

SHORT-TERM RATES LIKELY TO BE STABLE  KUALA LUMPUR, Sept 25 Bernama -- Short-term rates are expected to remain at current levels today following Bank Negara's active intervention in the already flushed money market.

Kiwibank lowers two-year fixed rate  Kiwibank is cutting its two-year fixed-rate mortgage by 0.3 of a percentage point to 7.99 percent, saying it is "jumping the gun" on an expected cut to official rates late next month.

Poland keeps interest rates steady  Poland's central bank kept its key interest rates unchanged on Wednesday.

CDC Survey Finds Decline in Washington State���s Adult Smoking Rates  In a national health study conducted by the U.S. Centers for Disease Control and Prevention CDC, researchers found that 16.5% of adults in Washington State were smokers in 2007, a decline of about 25% from 2000 and well below the national average of nearly 20%. Gov. Chris Gregoire issued a statement attributing the lower smoking rates to the State���s comprehensive smoking prevention and ...

Poland keeps interest rates steady  WARSAW, Poland ��� Poland's central bank kept its key interest rates unchanged on Wednesday. The National Bank of Poland's Monetary Policy Council said it was keeping its benchmark seven-day intervention rate steady at 6 percent.

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