Str What If My Fixed Annuity Company Goes Bankrupt

Str What If My Fixed Annuity Company Goes Bankrupt
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What objectives do you wish to accomplish? Check all that apply. 1)High interest rates (Higher than CD's) with tax deferral (Fixed Annuity.) Annuity interest rates are generally higher than those earned with CD's. Annuity's also earn interest tax deferred, whereas CD's require that the taxes on the interest be paid each year. You can choose to annuitize later if you wish to start receiving annuity payments. 2)Income for my lifetime only (Single/Straight Life Annuity.) If you choose this option the annuity income is paid throughout your life only. When you die, the income will no longer be paid. However, the income you will receive each year from a single life annuity will be greater than a joint life annuity. 3)Income that continues to another later (Joint Life Annuity.) This type of annuity will pay your spouse and/or loved one a percentage of the payment you received, after you have died. This means that after your death, your spouse and/or loved one will receive an income for the rest of their life.The greater the payment after your death to this person, the lower the payment will be to you during your lifetime. 4)Income that is guaranteed for a certain length of time (Guaranteed Annuity.) This type of annuity will guarantee that income is paid for a minimum period of time, referred to as the "certain period." This means even if you die before the end of the guarantee, the remaining payments left under the guarantee will be paid to your estate. 5)I'm not sure. I will decide after I get the information. 6)Other:
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What if my fixed annuity company goes bankrupt?

Annuities are provided through life insurance companies and so are only as safe as the life insurance company that provides the retirement account. Therefore, ��What if my fixed annuity company goes bankrupt?�� is a good question to ask. The answer depends in part on where you live, so it is probably a good idea to contact your state insurance office or talk with local annuity representatives. You can get in touch with state-licensed annuity professionals near you in less than two days once you send in the above form.

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